Mint Advisor
Mint AdvisorInsurance advisory
Protecting families, simply

Insurance, explained clearly. Bought with confidence.

Mint Advisor compares life, health and motor cover from India's leading insurers, explains every term in plain language, and stays with you from the first quote to the claim.

Independent comparison Plain-language advice Renewal and claim support
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Premium quotes

See your price before you speak to anyone.

Pick a cover type and adjust the details. You get an indicative yearly premium straight away, then we collect exact quotes from insurers for you.

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Indicative yearly premium
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    This is an indicative estimate from typical market pricing. It is not an offer. The final premium depends on the insurer's underwriting, your health, and the policy you choose.

    Understand before you buy

    Three covers that protect most Indian families.

    Good insurance is simple once the jargon is gone. Here is what each cover does, who needs it, and the details that matter most.

    Term life

    What it does
    Pays your family a fixed sum if you pass away during the policy. It is the lowest-cost way to protect an income.
    Right for
    Anyone with dependants, a home loan or a business to protect.
    Look closely at
    Cover of 10 to 15 times your yearly income, and the insurer's claim settlement record.

    Health

    What it does
    Pays hospital bills, so a medical event does not drain your savings.
    Right for
    Every adult and every family. Buying early keeps premiums low and waiting periods behind you.
    Look closely at
    Room-rent limits, waiting periods for existing conditions, and co-payment clauses.

    Car

    What it does
    Covers damage to your car and your legal liability to others. Third-party cover is mandatory in India.
    Right for
    Every car owner. Comprehensive cover also protects your own vehicle.
    Look closely at
    The insured value (IDV), zero-depreciation add-on, and no-claim bonus protection.

    Also ask us about two-wheeler, travel, home, critical illness and business insurance.

    Plain words

    Insurance jargon, translated.

    The terms that decide whether a claim is paid, in one line each.

    Sum assured / sum insured

    The maximum amount the insurer will pay. In life insurance it goes to your family. In health insurance it caps your yearly hospital bills.

    Claim settlement ratio

    The share of claims an insurer paid out in a year. A higher figure is a good sign, and it is worth reading alongside how fast claims are processed.

    Waiting period

    The time after you buy before certain claims are payable, often for existing conditions in health plans. Shorter is better.

    Co-payment

    The share of every claim you pay yourself. It lowers the premium, and it raises what you pay at the hospital.

    IDV (Insured Declared Value)

    The current market value of your car, which is the most the insurer pays if it is stolen or totally damaged.

    No-claim bonus

    A discount on car premiums, or extra cover in health plans, for each year you do not claim.

    Free-look period

    A short window after you receive your policy, usually 15 days, to return it if the terms do not suit you.

    How it works

    From first question to claim support.

    Four steps, each with a person who explains what is happening.

    1

    Tell us what matters

    Share your family, income and existing cover through the form or a short call.

    2

    We compare

    We line up insurers on price, claim record and the fine print that is easy to miss.

    3

    You choose clearly

    We explain each trade-off in plain language and leave the decision to you.

    4

    We stay with you

    Paperwork, renewals and claim help, so you are never handling it alone.

    Customer convenience

    Renew your policy in one place.

    Choose your insurance company on the dedicated Mint Advisor Premium Renewal Centre and continue to its official payment portal.

    Open Premium Renewal Centre →
    Contact

    Ask us anything about your cover.

    Talk to an advisor

    Tell us what you are trying to protect. We will come back with options that fit, explained in plain language.

    • Free guidance, no obligation to buy.
    • Quotes compared across several insurers.
    • Help with renewals, endorsements and claims.

    Your enquiry is ready